Crown ChancellorA DIVISION OF THE HOUSE OF PERFECTKONGOLO
Coming soon · Legacy · Unity · Progress

Wealth built to outlast a generation.

Crown Chancellor is the planned treasury of the Office of the Crown Chancellor. It belongs to the office, not any one officeholder, and is built to serve every generation of the House that follows.

What's planned

Three pillars of the Crown treasury

Save

Spending and savings accounts with goal vaults for the things that matter — a home, an education, a family fund.

Build

Credit-building tools and free financial education through Crown Academy, so every member understands the money they hold.

Lend

Fair small-business and community lending that keeps capital working inside the families and neighborhoods we serve.

Planned products

Everything a family treasury needs

Rates, fees and terms will be set with a licensed partner bank and published before launch.

Personal banking

Royal Checking

Everyday account with a debit card, direct deposit, bill pay and mobile check deposit.

Fees announced at launch

Crown Savings

Interest-bearing savings with goal vaults for a home, education or family fund.

Rate announced at launch

Legacy Certificates

Certificates of deposit (CDs) with fixed terms from 6 to 60 months.

Rates announced at launch

Heir Accounts

Youth and custodial savings for children, with parent controls and learning tools.

Rate announced at launch

Joint & Family Accounts

Shared accounts for spouses and families managing money together.

Fees announced at launch

Crown Debit Card

Instant lock and unlock, spending limits, travel notices and mobile wallet.

Details announced at launch

Business banking

Sovereign Business Checking

For member-owned businesses, with multiple users and permissions.

Fees announced at launch

Business Savings

Set aside operating reserves and tax money with automatic transfers.

Rate announced at launch

Merchant & Payroll Services

Accept payments and pay staff through vetted partners.

Pricing announced at launch

Borrowing

Credit Builder Loan

A small loan held in savings while you pay it down, building credit history.

Rate announced at launch

Personal & Auto Loans

Fixed-rate loans for life's big purchases, new and used vehicles.

Rates announced at launch

Small-Business Loans

Startup and growth capital for member businesses.

Rates announced at launch

Home Loans

Purchase and refinance mortgages through a partner lender.

Rates announced at launch
Digital banking

Your treasury in your pocket

Bank anywhere with the Crown Chancellor app and online banking — built for members living and working around the world.

Mobile & online bankingCheck balances and manage accounts 24/7.
Mobile check depositDeposit checks with your phone camera.
Transfers & paymentsMove money between accounts, send to people, wire funds.
Bill payOne-time and recurring payments with reminders.
Real-time alertsDeposits, low balances, large purchases and logins.
Card controlsLock your card, set limits and add travel notices.
Statements & tax formsDownload monthly statements and year-end documents.
Budgeting & goalsGoal vaults and spending insights built in.
Security & protection

Guarded like the crown jewels

Deposit insurance

Deposits would be held at an FDIC-insured partner bank, up to $250,000 per depositor, per ownership category.

2-step verification

A one-time code or biometric check on every new device.

Encryption

Data encrypted in transit and at rest.

Fraud monitoring

Unusual activity flagged and alerts sent in real time.

Card protection

Protection against unauthorized debit card purchases, with terms published at launch.

Identity verification

Every member verified at sign-up to keep the treasury safe.

We will never ask for your password, PIN or one-time code by phone, text or email.

How it will work

The roadmap

When launched, accounts would be provided through a licensed, FDIC-insured partner bank. Crown Chancellor itself would never hold deposits; the partner bank would.

I

Education first

Free financial literacy courses through Crown Academy.

II

Partner bank

Select a licensed banking partner to hold deposits.

III

Private beta

A small first group of members from the interest list.

IV

Public launch

Open membership once the platform is proven. Date to be announced.

Join the interest list

Be first to hear when the treasury opens.

We only ask for your name and email. Never share bank details, card numbers or ID here. Read the privacy notice.

Privacy notice

Interest list privacy notice

Effective November 2026

What we collect. Your name and email address, and only what you type into the interest-list form.

How we use it. To send you updates about Crown Chancellor and its launch. We do not sell, rent or trade your information.

Who sees it. The House of PerfectKongolo and Netlify, the service that hosts this site and stores form submissions. No one else.

What we never ask for. Bank account or card numbers, Social Security numbers, ID documents or passwords. If anyone asks for these in our name, do not reply.

Your choices. Reply to any update email to unsubscribe or to have your information deleted.

Changes. If this notice changes, we will update the effective date above.

Fees & disclosures

Clear terms, published up front

These documents will be available before any account opens.

  • Fee schedule · published before launch
  • Deposit account agreement · published before launch
  • Truth in Savings rate disclosures · published before launch
  • Electronic funds transfer disclosure · published before launch
  • Account privacy notice · published before launch
  • Loan terms and truth in lending disclosures · published before launch
Questions

Frequently asked

Is Crown Chancellor open yet?

Not yet. No accounts, deposits or loans are available today. Join the interest list to be notified first.

Is Crown Chancellor a bank?

No. When it launches, accounts would be provided by a licensed, FDIC-insured partner bank.

Where will my money be held?

With a licensed, FDIC-insured partner bank. Crown Chancellor itself does not hold deposits.

Who can join?

Membership details will be announced at launch. We are building first for families growing first-generation wealth.

Can I learn about money now?

Yes. Free personal finance courses are coming to Crown Academy, the House's online academy.

What will it cost?

The full fee schedule will be published before any account opens.